“Reinventing Finance as a "Service"”
We are developing our business to build next-generation financial infrastructure under the mission of reinventing finance as a "service".
With the spread of the Internet and smartphones, the services around us are becoming more and more convenient. If you shop on an EC site, it will arrive the next day; the hottest drama is delivered on demand; and if you use the delivery service, the freshly prepared food will be delivered to your home. But what about financial services? There is still lots of paperwork and sealing left, and the majority may find it difficult to use financial web services and mobile apps.
We believe that the reason why finance lags behind other services in terms of convenience is the core system with accumulated technical debt. The conventional fully customized on-premise core system tends to be expensive for operation and additional enhancement, and it takes an enormous amount of time to change the system specifications. A system that has become more complex due to repeated renovations is a high hurdle in creating new financial services.
We will solve this major issue by building next-generation financial infrastructure.
Our SaaS-type cloud native core system realizes cost reduction, shortening of the period, and reduction of the number of people needed for installation and operation, and facilitates integration with external services using APIs, enabling it to integrate with the existing service of partner companies. It enables "Embedded Finance" that seamlessly incorporates and provides financial functions.
In addition to this "Financial Infrastructure" business, our "Fintech Solution" business supports the planning and development of front-end services such as web services and mobile apps with excellent customer experiences; and our "Big Data Analytics" business supports the use of data already possessed by clients. We provide comprehensive solutions that can pursue customer experience with digital technology and data analysis capabilities.
We will be the new standard for financial infrastructure and become top of mind awareness when companies and financial institutions think about launching a new digital financial service. We will reinvent finance as a "service" and aim for a world with dynamic financial services that enrich the life of every one.
We will continue to work closely with our partner companies to realize our vision of "a world where finance is closer to our daily lives".
Board Members
Ryota Hayashi
Representative Director, President and CEO
December 14, 1985
Brief Personal History
- Mar. 2008
- B.A. in Economics, The University of Tokyo
- Sep. 2009
- Joined Deutsche Bank London
- Dec. 2012
- Joined GCI Asset Management, Inc.
- Dec. 2013
- Founded Finatext Ltd. (currently Finatext Holdings Ltd.), Representative Director (current position)
- Feb. 2016
- Director, Teqnological Ltd. (current position)
- Aug. 2016
- Representative Director, Nowcast Inc.
- Mar. 2017
- Director, Smartplus Ltd. (current position)
- Dec. 2018
- Representative Director, Finatext Ltd.
- Feb. 2019
- Director, Finatext Ltd. (current position)
- Feb. 2019
- Director, Nowcast Inc. (current position)
- Apr. 2019
- Director, Smartplus Small Amount and Short Term Insurance Company Ltd.
- Aug. 2019
- Director, K-ZONE Corp. (current position)
Reason for Appointment
He has led the management of the Company since its inception and has taken the lead in new businesses. We believe that he is qualified for the position of director because of his business experience and knowledge necessary for the development of the Company's group.
Yuichiro Ito
Director and CFO
May 13, 1986
Brief history
- Mar. 2010
- B.A. in Economics, The University of Tokyo
- Apr. 2010
- Joined UBS Securities Japan Co., Ltd.
- Aug. 2016
- Joined Finatext Ltd. (currently Finatext Holdings Ltd.)
- Aug. 2016
- Director, Nowcast Inc. (current position)
- Sep. 2016
- Director of Finatext Ltd. (currently Finatext Holdings Ltd.) (current position)
- Mar. 2017
- Director, Smartplus Ltd. (current position)
- Dec. 2018
- Director, Finatext Ltd. (current position)
- Apr. 2019
- Director, Smartplus Small Amount and Short Term Insurance Company Ltd.
Reason for Appointment
He has led the Company's capital policy and business alliances. He is qualified for the position of director because of his business experience and knowledge necessary for the development of the Company's group.
Satoshi Tajima
Director and CTO / CISO
August 30, 1989
Brief history
- Apr. 2012
- Joined VOYAGE GROUP Inc. (currently CARTA HOLDINGS, INC.)
- Feb. 2019
- Joined Finatext Ltd.
- Jun. 2022
- Director of Finatext Holdings Ltd. (current position)
Reason for Appointment
He has led the Group's overall system and security. He holds international certifications in security, such as CISSP and OSCP, and is qualified for the position of director because of his business experience and knowledge necessary for the development of the Company's Group.
Hideki Yamauchi
Director
May 12, 1963
Brief history
- Mar. 1986
- B.A. in Economics, The University of Tokyo
- Apr. 1986
- Joined The Industrial Bank of Japan, Limited (currently Mizuho Bank, Ltd.)
- Apr. 2000
- Established Global Cyber Investment, Inc. (currently GCI Asset Management, Inc.) Founder, CEO (current position)
- Apr. 2001
- Established Forex Capital Markets Japan (former FXCM Japan Securities Co., Ltd.) President & CEO
- Jun. 2005
- Established GCI Capital Co., Ltd. President ＆CEO (current position)
- Apr. 2007
- Part-time Lecturer, Faculty of Economics, The University of Tokyo (current position)
- Sep. 2016
- Director, Finatext Holdings Ltd. (current position)
- Dec. 2017
- Established Kyoto Lab, Representative(current position)
- Jun. 2018
- Director, Japan Investment Advisers Association
- May 2020
- Director, Digika Co.,Ltd. (current position)
Reason for Appointment
He has been involved in the management of the asset management business for many years and has extensive experience in the global financial sector and has provided useful advice and suggestions to the Company's management. We believe that he is qualified for the position of director because of his business experience and knowledge necessary for the development of the Company's group.
Audit & Supervisory Bound Members
Mamoru Sato
Audit & Supervisory Board Member
July 17, 1957
Brief Personal History
- Mar. 1981
- B.A. in Economics, Senshu University
- Apr. 1981
- Joined Bankers Trust Bank
- Jan. 1991
- Joined Cititrust & Banking Corporation
- Sep. 2002
- CFO of the same
- Jul. 2008
- CFO, CFJ G.K.
- May 2010
- Standing Audit & Supervisory Board Member, Citi Cards Japan Inc. and Citibank Japan Ltd.
- Nov. 2011
- Standing Audit & Supervisory Board Member, Citibank Japan Ltd., Citi Cards Japan Inc. and Citigroup Services Japan Ltd.
- Dec. 2012
- Standing Audit & Supervisory Board Member, Citi Cards Japan Inc. and Citibank Japan Ltd.
- Jan. 2017
- Standing Audit & Supervisory Board Member, Citibank Japan Ltd. and Citigroup Global Markets Japan Inc.
- Apr. 2018
- Standing Audit & Supervisory Board Member, Citigroup Global Markets Japan Inc.
- Jul. 2019
- Standing Audit & Supervisory Board Member, Finatext Holdings Ltd. (current position)
- Dec. 2019
- Audit & Supervisory Board Member, Smartplus Small Amount and Short Term Insurance Company Ltd. (current position)
- Feb. 2020
- Audit & Supervisory Board Member, Finatext Ltd. (current position)
Reason for Appointment
He has served as an external auditor since July 2019 and has performed his duties and responsibilities appropriately. He has been involved in finance, accounting, and auditing at global financial institutions for many years and has extensive knowledge and experience in corporate finance and auditing, and is therefore considered suitable to serve as an audit & supervisory board member.
Ryosuke Nomura
Audit & Supervisory Board Member
May 5, 1972
Brief Personal History
- Mar. 1997
- B.A. in Law, The University of Tokyo
- Sep. 2007
- Registered as an attorney (Tokyo Bar Association)
- Sep. 2007
- Joined Jun Miyazawa & Associates
- Sep. 2009
- Joined Hironaka Sogo Law Office
- Sep. 2009
- Audit & Supervisory Board Member, EC Navi, Inc. (currently CARTA HOLDINGS, Inc.)
- Oct. 2013
- Joined Kikkawa Law Office
- Jan. 2016
- Joined Akarenga Law Office
- Sep. 2017
- Audit & Supervisory Board Member, Retriva, Inc(current position)
- Jun. 2018
- Joined Edison Law Office. (current position)
- Feb. 2020
- Audit & Supervisory Board Member, Finatext Holdings Ltd. (current position)
- Mar. 2021
- Audit & Supervisory Board Member, SANYO-HOME Co.,Ltd. (current position)
Reason for Appointment
He has served as an outside corporate auditor since February 2020 and has fulfilled his duties and responsibilities appropriately and is considered suitable as an audit & supervisory board member because of his extensive knowledge and experience based on more than 10 years of corporate legal experience.
Hisayori Kataoka
Audit & Supervisory Board Member
January 29, 1959
Brief Personal History
- Mar. 1981
- B.A. in Economics, Keio University
- Apr. 1981
- Joined TOTO KIKI LTD. (currently TOTO LTD.)
- Sep. 1987
- Joined Sunwa・Tohmatsu Aoki Audit Corporation (currently Deloitte Touche Tohmatsu LLC)
- Oct. 2020
- Director of Hisayori Kataoka Certified Public Accountant Office (current position)
- Oct. 2020
- Venture Partner, The University of Tokyo Edge Capital Partners Co., Ltd.
- Dec. 2020
- Audit & Supervisory Board Member, ROMS, Inc. (current position)
- Feb. 2021
- Audit & Supervisory Board Member, Finatext Holdings Ltd. (current position)
- Apr. 2021
- Audit & Supervisory Board Member, Startbahn, Inc. (current position)
- Jan. 2022
- Bloom Audit Corporation, Representative Partner (current position)
Reason for Appointment
He has served as an outside auditor since February 2021 and has performed his duties and responsibilities appropriately. As a certified public accountant, he has considerable knowledge of finance and accounting, and is therefore considered suitable for the position as an audit & supervisory board member.
Director Hideki Yamauchi is an outside director.
Audit & Supervisory Board Members Mamoru Sato, Ryosuke Nomura and Hisayori Kataoka are Outside Audit & Supervisory Board Members.
Overview
Based on the policy of shareholder-oriented, in order to increase profits and enterprise value as an ongoing company, we establish a management control system and strive to increase management efficiency and speed at the same time, recognizing our corporate responsibility of society, we will strive to contribute to society through various services and realize harmonious profits of the stakeholders. As a result, regarding a management control system, in order to ensure the transparency and objectivity of business performance, we will promote the development of a monitoring system for business execution and disclose information in a timely manner.
